Emily is a 28 year old single mother who is raising her 3 year old son with no help from the boy’s father. She is an executive assistant at a high tech communications firm. The salary, along with her work schedule, is very conducive to raising her son in a way where she could spend the maximum amount of quality time available to both of them.

However, one small thing was lacking… Emily realized she could not be the boy’s father too. The boy’s father bailed out on her when he found out she was pregnant. Emily understood the ramifications totally. There was a small part of her that wanted to believe she could fill both set of “shoes”, but Emily knew she could not.

Taking the initiative, Emily set out to find a man that would be a part of her and her son’s life. She met such a man, or she thought when Marcus entered their lives. Marcus gave the appearance of possessing all the qualities needed to make Emily’s life complete. He fulfilled all of his commitments to her, but yet there was something not so transparent about him.

In order to accommodate the new growth in the family, a bigger house was desired. Marcus, however, resisted this idea giving the excuse that is just wasn’t necessary. Emily played out a hunch and ran a background and credit check on Marcus. She found out that while Marcus may be a responsible man on the surface, he was up to his eyeballs in debt. Debt that had she hitched to her wagon too, would have been her debt as well. She thought “thank God for access to credit reports!”

Emily has her faults, as everyone does, but she believes in being transparent. If people see the situation for “what it is” they will always come out on top. Although she lost Marcus, do you know what she gained? Peace of Mind! Clearing up lingering issues either personal or financial is always a good thing.

The moral of this story: Live life with no skeletons in your closet!

I recently came upon a situation where two teenage boys with high hopes got involved in a four-year college dilemma. At the heart of this dream was a college fund that was established by well meaning parents.

The problem with the scenario was the parents of those two boys were killed in an automobile crash when they were 16, 17 respectfully. Upon a thorough review of the estate, it was discovered that not nearly enough deposits had been made to sustain four years worth of expenses.

What amazed me about this dream was the level of proactiveness of these mature teenagers. To find that your desire for higher scholastic aptitude has been muted by neglect, right on the heels of having the two stabilizing forces in your life removed. This would be too much reason enough to throw in the towel.

However, the two gentlemen in question here would have nothing of the sort. They took it upon themselves to create, by being proactive, their own destiny by establishing a discount mail order book club to offset their shortfall. The concept in and out of itself may seem minor. However, being proactive does not consist of any minor parts. Every proactive action is a step towards your ultimate destination.

Global Debt Systems sees the same concept in all it has to offer. There are no small steps to anything that helps others proactively reach their financial goals. We value, as did these two teenagers, the long lasting, long term health of our world and those around us. We aspire to see success on a scale that is lasting. No one can wait to have it given to them. You must be proactive and reach for what is yours!